Bank of India Gold Card Visa
   
Bank of India Gold Card Visa
 
 
 
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Card Provider: Visa Card Type: Gold
Purchase Interest Rate: 1.70% p.m Annual Fee: Yes
Cash Withdrawal Rate: 1.70% p.m Rewards: No
Add On Card Fee: Yes Photo Card Fee: No
Balance Transfer Fee: No  

Balance Transfer : N/A
Eligibility : Annual income of Rs 1,50,000 and above
Grace Period : Upto 51 days
Min.Monthly Payment : N/A
Reward Program : No
Annual Fee : Rs 600
 
Credit Card Details
Company Name : Bank of India
Card Provider : Visa
Card Type : Gold
Card Name : Bank of India Gold Card Visa
Card Purpose : Visa Gold Credit Card from Bank of India
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Interest Rates
On Purchase : 1.70 % p.m
Cash Withdrawal : 1.70 % p.m
Balance Transfer : N/A
 
Other Details
Eligibility : Annual income of Rs 1,50,000 and above
Rewards Program : No
Grace Period : Upto 51 days
Min.Monthly Payment : N/A
Credit Limit : 20% of annual income (Min Rs 30,000 - Max Rs 2,00,000)
Lost Card Liability : Max Rs 1000
Cash Limit : Upto 50% of total credit limit
Insurance Notes : Rs 8 lac air accident insurance | Rs 4 lac other accident insurance
 
Fees
Annual Fee : Rs 600
Cash Advance Fee : 2% of advance amount (Min Rs 50) at branch | 2% of advance amount (Min Rs 50) at Bank of India ATM
Cash Withdrawal Notes : 2.5% (Min Rs 75) at other domestic ATMs | 2.5% (Min Rs 125) + 2% conversion markup at international ATMs
Foreign Currency Fee : 2% conversion markup
Late Payment : Rs 100 if min payment due > Rs 1000
Over Limit Fee : Rs 100 per overlimit transaction
Balance Transfer Fee : No
Add On Card Fee : Yes   ( Details: Rs 350 )
Photo Card Fee : No
Card Replacement Fee : 50% of membership fee
Other Bank ATM Charge : 2.5% (Min Rs 75)
Overseas ATM Charge : 2.5% (Min Rs 125) + 2% conversion markup
 
Features
• Low Interest Credit Cards