Available. 1.75% p.m. interest for first 6 months, 2.95% p.m. later
Other Details
Eligibility :
Min annual income Rs 2,25,000 for salaried professionals and retired/pensioners, Rs 1,50,000 for self-employed
Rewards Program :
Yes ( Details: Get 1 power point for every Rs 40 spent | Double power points for international spends | 0% fuel surcharge at IOC/IBP petrol stations )
Grace Period :
Upto 50 days
Min.Monthly Payment :
5% of outstanding balance or Rs 200, whichever is higher
Credit Limit :
N/A
Lost Card Liability :
Zero lost card liability
Cash Limit :
Upto 80% of credit limit
Insurance Notes :
ProtectionPlus Insurance cover: 1. Personal Accident Insurance: Enhances the Free Accident cover by an additional Rs. 6 lacs in case of Accidental Death or Disability forRs. 24 per month! A discount of more than 55%. 2. Credit Shield: Protects the outstanding on your card, for a maximum of Rs. 1 lac, in the event of Death or Disability (due to any cause)...for a premium as low as 0.1% (i.e. Re.1 for every Rs. 1,000) of the outstanding on your card. Administration charge of Rs. 18 pm.
Get insurance of up to Rs 50000 on purchases with your card like refrigerators, televisions, washing machines and personal items such as watches, jewellery, etc. against theft/burglary and fire within your residence premises, for 90 days from the date of purchase
Fees
Annual Fee :
Upto Rs 1500
Cash Advance Fee :
2.25% of transaction amount or Rs 75, whichever is higher
Foreign Currency Fee :
No conversion markup
Late Payment :
30% of minimum amount due (Min Rs 350 - Max Rs 600)
Over Limit Fee :
2.5% of overlimit amount or Rs 500, whichever is higher
