Balance Transfer : Available. 1.75% p.m. interest for first 6 months, 2.95% p.m. later
Eligibility : Min annual income > Rs 75000 for salaried professionals, OR Rs 60000 for self-employed and retired professionals
Grace Period : Upto 50 days
Min.Monthly Payment : 5% of outstanding balance or Rs. 200, whichever is higher
Reward Program : 0% fuel surcharge at IOC/IBP | Rs 250 discount voucher for Vishal Mega Mart | Upto 8 reward point for every Rs 100 spent at Vishal Mega Mart
Available. 1.75% p.m. interest for first 6 months, 2.95% p.m. later
Other Details
Eligibility :
Min annual income > Rs 75000 for salaried professionals, OR Rs 60000 for self-employed and retired professionals
Rewards Program :
Yes ( Details: 0% fuel surcharge at IOC/IBP | Rs 250 discount voucher for Vishal Mega Mart | Upto 8 reward point for every Rs 100 spent at Vishal Mega Mart )
Grace Period :
Upto 50 days
Min.Monthly Payment :
5% of outstanding balance or Rs. 200, whichever is higher
Credit Limit :
N/A
Cash Limit :
Upto 80% of credit limit
Insurance Notes :
ProtectionPlus Insurance cover: 1. Personal Accident Insurance: Enhances the Free Accident cover by an additional Rs. 6 lacs in case of Accidental Death or Disability forRs. 24 per month! A discount of more than 55%. 2. Credit Shield: Protects the outstanding on your card, for a maximum of Rs. 1 lac, in the event of Death or Disability (due to any cause)...for a premium as low as 0.1% (i.e. Re.1 for every Rs. 1,000) of the outstanding on your card. Administration charge of Rs. 18 pm.
Fees
Annual Fee :
Upto Rs 1500
Foreign Currency Fee :
3.5% conversion markup
Late Payment :
30% of minimum amount due (Min Rs 350 - Max Rs 600)
Over Limit Fee :
2.5% of overlimit amount or Rs. 500 whichever is higher
