Balance Transfer : Available. 0% Balance Transfer interest for 75 days.
Eligibility : Min annual income > Rs 75000 for salaried professionals, OR Rs 60000 for self-employed and retired professionals
Grace Period : Upto 50 days
Min.Monthly Payment : 5% of outstanding balance or Rs. 200, whichever is higher
Reward Program : 10% reward point on AC railway tickets | 0% transaction fee on irctc.co.in | Get 1 reward point for every Rs 125 spent | 0% fuel surcharge at IOC/IBP
Available. 0% Balance Transfer interest for 75 days.
Other Details
Eligibility :
Min annual income > Rs 75000 for salaried professionals, OR Rs 60000 for self-employed and retired professionals
Rewards Program :
Yes ( Details: 10% reward point on AC railway tickets | 0% transaction fee on irctc.co.in | Get 1 reward point for every Rs 125 spent | 0% fuel surcharge at IOC/IBP )
Grace Period :
Upto 50 days
Min.Monthly Payment :
5% of outstanding balance or Rs. 200, whichever is higher
Credit Limit :
N/A
Cash Limit :
Upto 80% of credit limit
Insurance Notes :
Free Rs 10 lac accident insurance
Fees
Annual Fee :
Upto Rs 1500
Foreign Currency Fee :
3.5% conversion markup
Late Payment :
30% of minimum amount due (Min Rs 350 - Max Rs 600)
Over Limit Fee :
2.5% of overlimit amount or Rs. 500 whichever is higher
