SBI Lifestyle Credit Card
   
SBI Lifestyle Credit Card
 
 
 
 

Balance Transfer : Available. 1.75% p.m. for first 6 months, 2.95% p.m. later
Eligibility : Only for Lifestyle Inner Circle members.
Grace Period : Upto 50 days
Min.Monthly Payment : 5% of outstanding balance or Rs. 200, whichever is higher
Reward Program : Get 4 reward points for every Rs 100 spent at Lifestyle | Get 1 reward point for every Rs 100 spent elsewhere | Get 1 reward point for every Rs 100 fuel at IOC/IBP petrol stations | Offers from Domino's and Radisson
Annual Fee : Upto Rs 1500
 
Credit Card Details
Company Name : SBI
Card Provider : Visa
Card Type : Gold
Card Name : SBI Lifestyle Credit Card
Card Purpose : SBI Visa Credit Card for Lifestyle Inner Circle members
Overall Rating : No Reviews   Write a Review
 
Interest Rates
On Purchase : 3.10 % p.m
Cash Withdrawal : 3.10 % p.m
Balance Transfer : Available. 1.75% p.m. for first 6 months, 2.95% p.m. later
 
Other Details
Eligibility : Only for Lifestyle Inner Circle members.
Rewards Program : Yes   ( Details: Get 4 reward points for every Rs 100 spent at Lifestyle | Get 1 reward point for every Rs 100 spent elsewhere | Get 1 reward point for every Rs 100 fuel at IOC/IBP petrol stations | Offers from Domino's and Radisson )
Grace Period : Upto 50 days
Min.Monthly Payment : 5% of outstanding balance or Rs. 200, whichever is higher
Credit Limit : N/A
Lost Card Liability : Max Rs 1000
Cash Limit : Upto 80% of credit limit
Insurance Notes : ProtectionPlus Insurance cover: 1. Personal Accident Insurance: Enhances the Free Accident cover by an additional Rs. 6 lacs in case of Accidental Death or Disability forRs. 24 per month! A discount of more than 55%. 2. Credit Shield: Protects the outstanding on your card, for a maximum of Rs. 1 lac, in the event of Death or Disability (due to any cause)...for a premium as low as 0.1% (i.e. Re.1 for every Rs. 1,000) of the outstanding on your card. Administration charge of Rs. 18 pm. This card provides complimentary personal accident insurance cover for the Primary Cardholder of Rs.10 Lakh in case of air accidents and Rs.1 Lakh in case of other accidents. Insurance of up to Rs 15000 on purchases like refrigerators, televisions, washing machines and personal items such as watches, jewellery, etc. against theft/burglary and fire within residence premises, for 90 days from the date of purchase
 
Fees
Annual Fee : Upto Rs 1500
Foreign Currency Fee : 3.5% conversion markup
Late Payment : 30% of minimum amount due (Min Rs 350 - Max Rs 600)
Over Limit Fee : 2.5% of overlimit amount or Rs. 500 whichever is higher
Balance Transfer Fee : No
Add On Card Fee : Yes   ( Details: Upto Rs 750 )
Photo Card Fee : No
Card Replacement Fee : Rs 100
Other Bank ATM Charge : 2.5% or Rs. 250, whichever is higher
Overseas ATM Charge : 3% or Rs. 250, whichever is higher
 
Features
Petrol Credit Cards
Reward Credit Cards
Balance Transfer Cards