Available. 1.75% p.m. interest for first 6 months, 2.95% p.m. later
Other Details
Eligibility :
All employees of SBI and it's associate banks, GE Business and its affiliates in India.
Rewards Program :
Yes ( Details: Get 1 rewards point for every Rs 125 spent )
Grace Period :
Upto 50 days
Min.Monthly Payment :
5% of outstanding balance or Rs. 200, whichever is higher
Credit Limit :
N/A
Lost Card Liability :
Maximum of Rs 1000
Cash Limit :
Upto 80% of credit limit
Insurance Notes :
ProtectionPlus Insurance cover: 1. Personal Accident Insurance: Enhances the Free Accident cover by an additional Rs. 6 lacs in case of Accidental Death or Disability forRs. 24 per month! A discount of more than 55%. 2. Credit Shield: Protects the outstanding on your card, for a maximum of Rs. 1 lac, in the event of Death or Disability (due to any cause)...for a premium as low as 0.1% (i.e. Re.1 for every Rs. 1,000) of the outstanding on your card. Administration charge of Rs. 18 pm.
This card provides complimentary personal accident insurance cover for the Primary Cardholder of Rs.10 Lakh in case of air accidents and Rs.1 Lakh in case of other accidents.
Insurance of up to Rs 15000 on purchases like refrigerators, televisions, washing machines and personal items such as watches, jewellery, etc. against theft/burglary and fire within residence premises, for 90 days from the date of purchase
Fees
Annual Fee :
No
Foreign Currency Fee :
3.5% conversion markup
Late Payment :
30% of minimum amount due (Min Rs 350 - Max Rs 600)
Over Limit Fee :
2.5% of overlimit amount or Rs. 500 whichever is higher
