SBI Advantage Card
   
SBI Advantage Card
 
 
 
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Card Provider: Visa Card Type: Silver
Purchase Interest Rate: 3.10% p.m Annual Fee: Yes
Cash Withdrawal Rate: 3.10% p.m Rewards: Yes
Add On Card Fee: Yes Photo Card Fee: No
Balance Transfer Fee: No  

Balance Transfer : Available. 1.75% p.m. interest for first 6 months, 2.95% p.m. thereafter
Eligibility : Fixed Deposit > Rs 20000 with SBI, with a minimum remaining validity of 2 years
Grace Period : Upto 50 days
Min.Monthly Payment : 5% of outstanding balance or Rs. 200, whichever is higher
Reward Program : Get 1 reward point for every Rs 125 spent
Annual Fee : Upto Rs 1500
 
Credit Card Details
Company Name : SBI
Card Provider : Visa
Card Type : Silver
Card Name : SBI Advantage Card
Card Purpose : Special SBI Advantage Visa Credit Card for SBI Fixed Deposit and Home Loan Customers
Overall Rating : No Reviews   Write a Review
 
Interest Rates
On Purchase : 3.10 % p.m
Cash Withdrawal : 3.10 % p.m
Balance Transfer : Available. 1.75% p.m. interest for first 6 months, 2.95% p.m. thereafter
 
Other Details
Eligibility : Fixed Deposit > Rs 20000 with SBI, with a minimum remaining validity of 2 years
Rewards Program : Yes   ( Details: Get 1 reward point for every Rs 125 spent )
Grace Period : Upto 50 days
Min.Monthly Payment : 5% of outstanding balance or Rs. 200, whichever is higher
Credit Limit : N/A
Cash Limit : Upto 80% of credit limit
Insurance Notes : ProtectionPlus Insurance cover: 1. Personal Accident Insurance: Enhances the Free Accident cover by an additional Rs. 6 lacs in case of Accidental Death or Disability forRs. 24 per month! A discount of more than 55%. 2. Credit Shield: Protects the outstanding on your card, for a maximum of Rs. 1 lac, in the event of Death or Disability (due to any cause)...for a premium as low as 0.1% (i.e. Re.1 for every Rs. 1,000) of the outstanding on your card. Administration charge of Rs. 18 pm
 
Fees
Annual Fee : Upto Rs 1500
Foreign Currency Fee : 3.5% conversion markup
Late Payment : 30% of minimum amount due (Min Rs 350 - Max Rs 600)
Over Limit Fee : 2.5% of overlimit amount or Rs. 500 whichever is higher
Balance Transfer Fee : No
Add On Card Fee : Yes   ( Details: Upto Rs 750 )
Photo Card Fee : No
Card Replacement Fee : Rs 100
Other Bank ATM Charge : 2.5% or Rs. 250, whichever is higher
Overseas ATM Charge : 3% or Rs. 250, whichever is higher
 
Features
• Low Interest Credit Cards
• Balance Transfer Cards
• Reward Credit Cards
• Petrol Credit Cards