Available. 1.75% p.m. interest for first 6 months, 2.95% p.m. thereafter
Other Details
Eligibility :
Min Annual Income - Rs 75000 per annum for salaried professionals, Rs 60000 per annum for self-employed and retired professionals
Rewards Program :
Yes ( Details: Rs 225 cashback on every purchase from www.lgindia.com | Win LG Product every month | Get 1 reward point for every Rs 125 spent )
Grace Period :
Upto 50 days
Min.Monthly Payment :
5% of outstanding balance or Rs. 200, whichever is higher
Lost Card Liability :
Max Rs 1000
Cash Limit :
Upto 80% of credit limit
Insurance Notes :
Insurance of up to Rs 15000 on purchases like refrigerators, televisions, washing machines and personal items such as watches, jewellery, etc. against theft/burglary and fire within residence premises, for 90 days from the date of purchase
Fees
Annual Fee :
Upto Rs 1500
Foreign Currency Fee :
3.5% conversion markup
Late Payment :
30% of minimum amount due (Min Rs 350 - Max Rs 600)
Over Limit Fee :
2.5% of overlimit amount or Rs. 500 whichever is higher